James was a huge help with working out what my inheritance tax liability was and coming up with strategies to help reduce and mitigate the tax.
I've had problems with inheritance tax before in the family and it can be a nightmare with HMRC and the interest they charge, so definitely don't want my children to go through it.
James helped me to reduce interest on my business lending and helped with investigating how I can use cash for investing and leveraging.
He's helping me make the most of my pension too. Now I can use a SSAS to fund my property developments and pay interest into my own pension.
I feel a lot more at ease knowing I have James as a sounding board and would definitely recommend.
Real Estate Owner and Construction Company Director, 74 years
James was a great help with my pension planning and inheritance tax situation... I feel more at ease knowing the children will get to keep the house and not have to sell up to pay the tax bill!
I feel more confident with a financial plan, have the money to go travelling when I choose to and I know I have the money to go on my dream holiday for a year or take on any other project as I would have the financial means to do so in a few years time.
I didn't have a clue how much I actually had before and was always stressed about the uncertainty of my finances.
Former Accountant & Business Owner, 58 years
I had a meeting with James, who clearly explained my inheritance tax position and the implications of gifting my properties.
He broke everything down in a way that was easy to understand and answered all my questions thoroughly.
I left the meeting feeling reassured, informed, and confident about my next steps.
Homemaker, 57 years
James helped me with my pensions. I have built up a few over the years on different contracts in different roles and didn't know what I had or how they were invested. He explained what all the charges were, the risk, what they were invested in and gave me a clear path forward with building up a pot for the long run...
He went through my employee benefits and my contract with me and let me know what everything meant, sometimes its not always the easiest to understand.
He also explained how I can make the most of my cash and build up for a deposit... would recommend.
Offshore Oil and Gas Industry Professional, 25 years
James was incredibly helpful to both me and my partner when guiding us through our cash accounts, investments, and the wider implications of buying a property together. As we cohabitate, we hadn't fully understood what would happen if one of us were to pass away, but James explained this clearly and sensitively. He talked us through the different types of property ownership and the protection options available, which gave me peace of mind that neither of us would be left struggling with the mortgage. I now feel much more confident and informed about the decisions we're making.
Probation Officer, 22 years
James gave me and my partner clear, well-structured advice on our investments as well as our cash accounts, helping us understand how everything fits together with our longer term goals.
He explained our different investment options in a way that was easy to follow and made sure we were comfortable with the level of risk involved.
Instrumentation Control & Automation Engineer, 25 years