SERVICES
The services listed below form part of our holistic finanial planning approach.
Retirement Planning
Put simply, we can assist you in understanding how much you have, how much you need, what your goals are and whether there is a shortfall or surplus. We can then on an ongoing basis assist you in reaching financial independence throughout your retirement.
Investment Planning
Investing can help to protect against the negative effects inflation has on the purchasing power of your money. We can assist you with investing using proven frameworks and ongoing research and monitoring. We match solutions to your risk level, timeframe and needs.
Estate Planning & Leaving a Legacy
Families and business owners can benefit from generational planning, ensuring that their legacy and businesses are left to younger generations to ensure lifestyles and family wealth can be maintained.
We also offer Wills, Trusts and Lasting Powers of Attorney through our trusted partner Clare at South West Wills and Estate Planning.
Protection Planning
Having the correct protection in place creates a safety net for wealth and income. You can insure against the risk of death, ill health and long term sickness and the adverse financial effects these can have on financial well-being.
Tax Planning
We help to utilise all of your available tax allowances. We analyse income from earnings, dividends, interest, rental properties and drawings from pensions and bonds to establish efficient ways of drawing from these sources to meet your expenditure needs.
Cashflow Modelling
Cashflow modelling uses advanced software to enable you to visualise your financial future. The forecasts include factors such as, income, expenditure, assets, liabilities, growth rates, inflation rates, potential windfalls and expenditure, as well as lifestyle changes such as the children growing up or potential downsizing.